

![]() Gold Cigna Global $5,400/yr | ![]() Prestige + Dental AXA Global Health $7,200/yr | Nomi's pick ![]() Care Signature Allianz Care $6,800/yr | ![]() Summit XN Global $6,100/yr | |
|---|---|---|---|---|
| Module | Inpatient, Outpatient, Maternity | Inpatient, Outpatient, Dental, Maternity | Inpatient, Outpatient, Dental, Maternity | Inpatient, Outpatient, Dental, Maternity |
| Area of Cover | Worldwide excl. USA | Worldwide excl. USA | Worldwide excl. USA | Worldwide excl. USA |
| Annual Limit | 2 000 000 | 3 200 000 | 5000000 | 4 500 000 |
| Coverage Type | Individual | Individual | Individual | Individual |
| Annual Premium | $5,400 | $7,200 | $6,800 | $6,100 |
| Deductible | Nil | $250 | Nil | Nil |
| Benefit | ![]() Gold Cigna Global $5,400/yr | ![]() Prestige + Dental AXA Global Health $7,200/yr | Nomi's pick ![]() Care Signature Allianz Care $6,800/yr | ![]() Summit XN Global $6,100/yr |
|---|---|---|---|---|
| INPATIENT | ||||
| Room and Board | Private Room | Private Room | Private Room | Private Room |
| Cancer | Covered | Covered | Covered | Covered |
| Hospitalization Expenses | Covered | Covered | Covered | Covered |
| Outpatient Surgery | Covered | Covered | Covered | Covered |
| Diagnostics | Covered | Covered | Covered | Covered |
| Chronic Condition Management | Covered | Covered | Covered | Covered |
| Organ Transplant | Covered | Covered | Covered | Covered Including USD 50 000 For Donor Costs |
| Kidney Dialysis | Not Covered | USD 80 000 | Covered | Covered |
| Palliative Care | USD 60 000 | Cancer Only 30 Days | Covered | USD 125 000 Lifetime |
| HIV / AIDS Treatment | Yes After Diagnosis | Covered | Covered | USD 50 000 |
| Pre and Post Hospitalization | Covered | Covered | Covered | Covered |
| Psychiatric Care | USD 10000 Up to 60 days | 100 Days | Covered | 30 Days Coverage |
| Emergency Evacuation | Covered | Covered | Covered | Covered |
| Benefit | ![]() Gold Cigna Global $5,400/yr | ![]() Prestige + Dental AXA Global Health $7,200/yr | Nomi's pick ![]() Care Signature Allianz Care $6,800/yr | ![]() Summit XN Global $6,100/yr |
|---|---|---|---|---|
| OUTPATIENT | ||||
| Annual Limit | USD 35 000 | USD 16 000 | Up to policy Limit | Up to Policy Limit |
| Doctors Fees | USD 5 000 | Covered | Covered up to 60 visits | Covered |
| Routine Tests | USD 5 000 | Covered | Covered | Covered |
| Diagnostics | USD 5 000 | Covered | Covered | Covered |
| Rehabilitiation | USD 10 000 | 28 Days Inpatient | Covered Max 90 days | 120 Days |
| Presribed Drugs | USD 3 000 | USD 1 200 | Covered | Covered |
| Second Medical Opinion | Covered | Covered | Covered | Included |
| Physiotherapy | USD 10 000 | Covered | Covered | Covered |
| Chiropractor | USD 10 000 | USD 480 Combined | Covered | Covered |
| Alternative medicine | Not Covered | USD 480 Combined | Covered up to 20 visits | Covered |
| Preventative Cancer Screenings | USD 450 | USD 480 Combined | Covered | Not Covered |
| Mental Health | 20 Sessions | USD 480 Combined | Covered | USD 7 500 |
| Wellness Health Checks | Not Covered | 80% refund up to USD 1 600 | 2025 | Optional Add On |
| Vaccines | Paid In Full | USD 480 | Covered | USD 350 |
| Benefit | ![]() Gold Cigna Global $5,400/yr | ![]() Prestige + Dental AXA Global Health $7,200/yr | Nomi's pick ![]() Care Signature Allianz Care $6,800/yr | ![]() Summit XN Global $6,100/yr |
|---|---|---|---|---|
| DENTAL | ||||
| Annual Limit | Not Covered | 80 % Up To USD 2 400 | No limit | USD 3 000 |
| Major Dental | Not Covered | 80 % Up To USD 2 400 | Covered | USD 2 000 20 % Co Pay |
| Minor Dental | Not Covered | 50 % Up To USD 800 | Covered | USD 1 000 20 % Co Pay |
| Orthodontics | Not Covered | 50 % Up To USD 800 | 65 percent refund up to 6750 10 months waiting period | Not Covered |
| Vision | Not Covered | One Eye Test + USD 160 for Glasses | Laser eye treatment 1350 | Not Covered |
| MATERNITY | ||||
| Annual Limit | USD 7 000 | USD 16 000 | 13500 | USD 15 000 |
| Routine Delivery | USD 7 000 | USD 16 000 | 13500 | USD 15 000 |
| Newborn Care | USD 75 000 | Covered if added within 90 days | 20250 | USD 125 000 |
| IVF / Fertility Treatment | Not Covered | Not Covered | 9450 12 months waiting period | Not Covered |
| Complications of Maternity | USD 14 000 | Covered | Included | Covered |